China Intelligent Finance Development Report 2019

The "China Intelligent Finance Development Report" research project is led by Xiao Gang, CF40 Non-Resident Senior Fellow and former Chairman of China Securities Regulatory Commission, and joined by research fellows from China's financial regulatory agencies, leading financial institutions, technology research institutions and technology firms. The project aims to provide comprehensive review and evaluation on the latest developments, technology innovation, industrial policies, applications, risk assessment and regulations associated with intelligent finance. The Report is scheduled to be published on an annual basis.

Published on December 22, 2019 in Chinese, the 2019 Report is the first of its kind in China to comprehensively review the development of intelligent finance in the country. It covers a series of topics related to intelligent finance, from its definition, purpose and application to data protection, potential risks, regulation as well as policy recommendations for China's policymakers.

Table of Contents:

Foreword

I. Technologies

 i. Artificial Intelligence Technology Trends

 ii. Definition and Significance of Intelligent Finance

II. Applications

 i. AI in Front-Office Business Scenarios of Financial Institutions

 ii. AI in Middle-Office Business Scenarios of Financial Institutions

 iii. AI in Back-Office Business Scenarios of Financial Institutions

III. Topics in Focus

 i. Establish a System of Standards for Intelligent Finance

 ii. Governance Principles of and Ethical Issues in Intelligent Finance

 iii. Innovation Platforms and Basic Environment of AI

 iv. Financial Data and Financial Clouds

IV. Regulation

 i. Potential Risks of Intelligent Finance

 ii. Regulatory Challenges Facing Intelligent Finance and Countermeasures

 iii. Data Privacy Protection and Data Sharing Technology

 iv. Inclusive Finance and Consumer Protection

V. Foreign Market Overview

 i. Overseas Development of Intelligent Finance

 ii. Foreign Intelligent Financial Application

 iii. Deficiencies in the Development of Intelligent Finance Abroad

 iv. Suggestions for China

VI. Recommendations

Annex

 i. Overview of China's AI Policies

 ii. Global Picture of Advancements in AI

 iii. Major Intelligent Finance Events in 2018 and 2019